A Complete Guide to Using Credit Card Points to Pay for Your Honeymoon

Honeymoon in Paris

Planning your honeymoon is one of the most exciting parts of wedding planning. After the whirlwind of your big day, your honeymoon gives you time to relax, connect, and celebrate the beginning of your new life together. But let’s be honest—after paying for a wedding, covering the costs of a luxury honeymoon can feel overwhelming. That’s where credit card points and travel rewards come in.

By strategically using points and miles you’ve earned while dating, planning your wedding, or simply from everyday purchases, you can turn your dream honeymoon into a reality—without breaking the bank. From first-class flights to luxury hotels, you can maximize your rewards for unforgettable experiences.

This guide will show you exactly how to pay for your honeymoon with credit card points, the best honeymoon destinations to book with miles, and which credit cards offer the most valuable perks.

Why Use Credit Card Points for Your Honeymoon?

Your wedding might be paid in cash, but your honeymoon doesn’t have to be. By leveraging points, miles, and sign-up bonuses, couples can enjoy luxury travel experiences that may have otherwise been out of budget. Many hotels and airlines allow you to redeem or transfer points, making it easier to save big on flights, accommodations, and even activities.

Instead of settling, you can splurge—flying business class, staying in five-star resorts, or extending your trip with free-night perks. The key is knowing how to maximize your honeymoon rewards.

Best Honeymoon Destinations to Use Credit Card Points

Not every destination offers the same value for points, so choosing where to go is your first step. Here are some of the top honeymoon destinations you can book with points:

Gourmet dinning

1. The Maldives

A bucket-list honeymoon spot, the Maldives is home to luxury resorts like The Conrad Maldives, Park Hyatt Maldives, St. Regis Maldives, and the Waldorf Astoria Maldives—all bookable with points. Imagine overwater bungalows, turquoise water, and pure seclusion—all made possible with your rewards.

2. Hawaii, USA

For couples who want a tropical honeymoon without leaving the U.S., Hawaii is a points-friendly paradise. Redeem points at resorts like Andaz Maui, Wailea Beach Resort, Ritz-Carlton Maui, or the Grand Hyatt Kauai. Plus, island-hopping makes it easy to maximize your stay.

3. France

From the romance of Paris to the glamour of the French Riviera, France is perfect for couples who want a mix of city and coastal elegance. Use your points to stay at luxury hotels like the Grand-Hotel du Cap-Ferrat, a Four Seasons property. Train travel between cities also makes it easy to explore more than one destination on your honeymoon.

4. Aruba

This sunny Caribbean island offers perks like fifth-night-free rewards with Hilton Honors and Marriott Bonvoy. Resorts such as The Renaissance Wind Creek and The Ritz-Carlton Aruba make Aruba an affordable yet luxurious choice for points-savvy couples.

5. Cabo San Lucas, Mexico

Easily accessible from the West Coast, Cabo offers breathtaking resorts like the JW Marriott Los Cabos Beach Resort & Spa and Waldorf Astoria Los Cabos Pedregal. Use your American Express Platinum Card or similar travel rewards cards to make the most of your stay.

💡 Tip: If you’re booking with Marriott, Hilton, or IHG, always check if you qualify for a free night with four-night stays—it’s one of the easiest ways to stretch your honeymoon budget.

Pacific island resort

Getting There: Flights With Points

Flights are one of the biggest honeymoon expenses, but your points can take you far—literally. Many credit card reward programs partner with airlines for seamless redemptions.

• American Airlines AAdvantage miles can book Qatar Airways Qsuites to the Maldives.

• American Express Membership Rewards, Chase Ultimate Rewards, or Citi ThankYou Points can transfer to Singapore Airlines for a first-class trip to Bali.

• Co-branded airline cards often offer free checked bags, priority boarding, and discounted companion tickets.

Whether you’re flying business class or simply trying to cover airfare, knowing which airline partners align with your credit card rewards program is essential.

Staying There: Hotels With Points

The major hotel chains offer luxury brands that are perfect for honeymoons:

• Marriott – St. Regis, Ritz-Carlton

• Hilton – Waldorf Astoria, Conrad

• Hyatt – Park Hyatt, Miraval

If your wedding was hosted at a hotel, you may have already earned bonus points that can be redeemed at partner properties for your honeymoon. That means your wedding spending can directly fund your dream trip.

Unique Honeymoon Experiences With Points

Don’t just use points for flights and hotels—many programs offer exclusive experiences.

• Hyatt FIND Experiences: Redeem points for activities like private aerial photography sessions.

• Chase Ultimate Rewards: Book ski passes, private dining events, or city tours.

Your honeymoon is the perfect chance to splurge on unique, once-in-a-lifetime experiences without paying full price.

Honeymooners destination

Best Credit Cards to Pay for Your Honeymoon

Choosing the right honeymoon credit card depends on your travel style:

• Capital One Venture Card – Flexible for couples who want to offset travel expenses.

• Chase Sapphire Preferred – Great all-around card for airfare and hotels with strong transfer partners.

• Amex Platinum – Ideal for luxury perks, lounge access, and elite hotel status.

• Amex Gold Card – Perfect for couples who dine out often (great for rehearsal dinners too).

• Co-branded airline or hotel cards – Best if you already have a dream destination or resort in mind.

💡 Example: Flying Delta One Suites and staying at the Conrad Tokyo? Consider a Delta SkyMiles Amex to rack up airline and hotel points.

Final Thoughts: How to Maximize Your Honeymoon With Points

Your honeymoon is one of the most important trips you’ll ever take, and credit card rewards can make it extraordinary. With the right mix of points, perks, and planning, you can:

• Fly first or business class for less.

• Stay at luxury resorts using hotel points.

• Redeem exclusive experiences for unforgettable memories.

• Save money while still enjoying a luxury honeymoon.

Whether you’re dreaming of the Maldives, Paris, or Hawaii, start planning early, pick the right honeymoon credit card, and make your points work for you.

👉 With the right strategy, you can enjoy your dream honeymoon at a fraction of the cost—thanks to travel rewards and credit card points.

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